. of course, andrew, florida's benchmark worst storm ever. the other thing to notice, look at all the years this happened, this is all since 1992. >> and four since 20057 four of the top five. >> four since 2005. i just don't golf very much because as you know, i'm not very good at golf. this summer i was golfing with a guy who -- i seen what he did, he was a big republican, he was talking on and on. i said, what do you do? he said, basically, i handle actuarial tables for insurance companies. and i said, well, you know, so how's your business going? and he launches into a 30-minute diatribe on global warming and climate change. i said, you're a republican, and you believe in global warming? he said, i look at the numbers. he said, all of the most expensive storms are -- he said, this is going to cripple us. and it just keeps coming. >> it's a collision of two things. one is, it appears that the planet is warming and that we're having more frequent superstorms. and the population is booming and we're attracted to the water. we love to live on the water. we love the beautiful views and every